Mortgages

We particularly enjoy working with first time buyers and helping you through every step of the home buying process.  We recognise you will probably need that little bit of extra help on your first purchase. We’ll be happy to explain everything stage by stage and put you at your ease.

With so many different schemes and so many lenders competing for your business it makes sense to firstly, and most importantly, establish a budget and look at our affordability charts to ensure we can help you can raise funds at the best rate available before you begin your house hunting.

We have years of experience assisting the investment buyer and have access to all the mainstream lenders as well as specialist lenders (not on the high street) who are only active in the buy to let market. It’s got tougher in recent years, but we are still getting mortgages approved at a very healthy rate. Give us a call and we will establish very quickly whether we can help, you will get a straight answer whatever that may be, in the majority of cases it is generally YES.

Many people have less than a perfect credit rating, often through something minor which stops their bank or building society from lending, often not their fault. We operate on the principle that we like to help people, but only if they can afford the mortgage and can prove it. Over stretching a client who then gets into trouble is something we will avoid at all costs. A CCJ, default or arrears isn’t necessarily the end of the road, circumstances vary, so if you’ve had problems in the past and they are hampering your efforts to obtain mortgage funding give us a call, let’s see what can be done?

Are you looking for a better rate or to raise capital for home improvements, debt consolidation. We have access to practically every mortgage lender you have ever heard of and plenty you probably haven’t. Let us do the work for you and it’s worth mentioning again, we offer a FREE initial consultation.