LIFETIME MORTGAGES
Advising clients since 1992…
At Lifetime Mortgages we value our hard-earned reputation for clear, fair and honest advice. We are specialised Equity Release advisers. Based in Maidenhead in Berkshire we offer a personal service to (mainly) local people, we don’t charge you a penny if you change your mind and offer the lowest fees in the marketplace. We have access to the whole of the market making sure we obtain the best solution for your needs.

Residential Services
Buy to Let

Equity Release
Make the most of your retirement…
Equity Release products (or Lifetime Mortgages as they are also known) are designed for people over 55 to take cash value from their homes without having to move. There is a wide range of Equity Release products which can provide a valuable source of income for some people.
Mortgages
We built our reputation and client base by offering clear, honest advice in ‘plain English’ all types of mortgages. We take immense pride in our friendly and relaxed approach, we’ll take our time to establish your needs and goals and do our very best to come up with the best solution for your personal circumstances.
What our clients say
DISCLAIMER
EQUITY RELEASE: An Equity Release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits. To understand the features and risks please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt seek independent advice.
John Murphy is the Principle of Lifetime Mortgages. Mortgage Search trading as LIFETIME MORTGAGES is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
MORTGAGES & DEBT CONSOLIDATION:
• YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
• Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service, these services may be more suitable for you.
• The Financial Conduct Authority does not regulate most buy to let mortgages.
FEES: We typically charge a fee of £499 for our mortgage services, which is payable upon completion. For our Equity Release Advice we charge a flat fee of £499 regardless of loan size payable only upon successful completion.